GS-1165

Loan Specialist

Positions that involve work in loan programs including origination, servicing, and collection of government loans.

📊Administrative📈two-grade📁1100

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Qualification Requirements

Official OPM qualification standards for GS-1165

Group Coverage Qualification Standard for Administrative and Management Positions

Individual Occupational Requirements:

Education:

Bachelor's degree in finance, business, economics, or related field

Experience: Experience in loan origination, underwriting, servicing, or financial analysis.

Education and Experience Requirements (Group Standard):

This is a two-grade interval series. Positions follow the GS-5, GS-7, GS-9, GS-11, GS-12 progression pattern.

Grade	Education	Experience	Combined
GS-5	Bachelor's degree in any field from accredited college/university	3 years progressively responsible experience, 1 year equivalent to GS-4	Equivalent combinations qualifying
GS-7	1 full year graduate education OR Superior Academic Achievement	1 year specialized experience equivalent to GS-5	Combinations of graduate education and experience
GS-9	2 years graduate education or master's degree	1 year specialized experience equivalent to GS-7	Combinations of graduate education (excess of GS-7 requirement) and experience
GS-11	3 years graduate education or Ph.D. or equivalent doctoral degree	1 year specialized experience equivalent to GS-9	Combinations of graduate education (excess of GS-9 requirement) and experience
GS-12+	Not applicable	1 year specialized experience equivalent to next lower grade	N/A

Superior Academic Achievement (for GS-7):

Upper third of graduating class in college/university or major subdivision
GPA of 3.0 or higher out of 4.0 as recorded on official transcript, OR 3.5 or higher in major field
Election to membership in national scholastic honor society

Graduate Education: One year of full-time graduate education is the number of credit hours the school determines represents 1 year of full-time study. If unavailable, 18 semester hours satisfies the 1-year requirement.

Specialized Experience: Experience that equipped the applicant with the particular knowledge, skills, and abilities to perform successfully the duties of the position.

🎖️Tips for Veterans

✓Translate military experience: Map duties to civilian terminology.
✓Highlight training: Include courses and certifications.
✓Veterans preference: Claim your 5 or 10-point preference.
✓Experience substitution: Military experience may substitute for education.

📋Typical Duties

•Process loan applications
•Evaluate creditworthiness
•Determine loan eligibility
•Calculate loan terms
•Service existing loans
•Collect delinquent payments
•Restructure troubled loans
•Counsel borrowers
•Maintain loan records
•Ensure regulatory compliance

🎯Key Competencies

Loan Analysis

Ability to analyze loan applications and creditworthiness.

Underwriting

Skill in evaluating loan risk and making credit decisions.

Financial Analysis

Ability to analyze financial statements and credit reports.

Regulatory Compliance

Knowledge of lending regulations and requirements.

Customer Service

Skill in working with borrowers and explaining loan terms.

Documentation

Ability to prepare and review loan documentation.

Portfolio Management

Skill in monitoring and managing loan portfolios.

Problem Resolution

Ability to work with troubled loans and find solutions.

🔑Resume Keywords

Calculate loan termsCollect delinquent paymentsCounsel borrowersDetermine loan eligibilityEnsure regulatory complianceEvaluate creditworthinessLoan SpecialistMaintain loan recordsProcess loan applicationsRestructure troubled loansService existing loans

💡 Use these phrases to help ATS systems find your qualifications.