You earned a 100% VA disability rating. That took years of service, medical appointments, and paperwork. Now you want to know which states actually reward that sacrifice beyond the VA check.

Good news: some states go far beyond federal VA benefits. Bad news: many veterans have no idea these state programs exist. They pick a state based on weather or family. Then they miss thousands of dollars in annual savings.

I built BMR after spending 1.5 years applying for government jobs with zero callbacks. During that grind, I learned something else. Where you live changes everything. Not just for jobs. For your total financial picture as a disabled veteran. Property taxes, vehicle registration, education for your kids, hunting and fishing licenses. It all adds up fast.

This guide covers state-level benefits for 100% disabled veterans in 2026. Not general military retiree perks. Not employment rankings. Specific financial benefits that put money back in your pocket every single month.

Why State Benefits Matter More Than You Think

The VA pays the same monthly rate no matter where you live. In 2026, a single veteran with a 100% rating gets $3,737.85 per month. That number does not change by state.

But your expenses do. Property taxes in Texas can run $5,000 to $15,000 per year on a median-priced home. In some states, 100% disabled veterans pay zero. That is $5,000 to $15,000 back in your pocket annually.

Vehicle registration fees, hunting licenses, fishing permits, state income tax. Each one varies by state. Stack them together and the gap between the best and worst states can exceed $10,000 per year.

If you are also looking at the job market in each state, check our best states for veteran employment in 2026 guide. It covers hiring trends and employer-friendly states.

Which States Offer Full Property Tax Exemptions?

Property tax exemptions are the biggest dollar-for-dollar benefit. A full exemption on a $300,000 home saves you $3,000 to $9,000 per year depending on the local tax rate.

These states offer 100% property tax exemptions for veterans with a 100% VA disability rating:

• Texas: Full exemption on your primary residence. No cap on home value. This is one of the most generous in the country.
• Florida: Full exemption on homestead property for permanently and totally disabled veterans.
• Virginia: Full exemption for 100% service-connected disabled veterans. Applies to the primary residence.
• Illinois: Full exemption for veterans with a 70%+ rating. At 100%, you pay nothing.
• New Mexico: Full exemption for 100% disabled veterans on their primary home.
• Alabama: Full property tax exemption for 100% permanent and total disability.
• Arkansas: Full exemption for disabled veterans on homestead property.
• Oklahoma: Full exemption on homestead for 100% disabled veterans.

Many other states offer partial exemptions. Some cap the exempt amount at $50,000 or $100,000 of assessed value. Always check your specific county. Local jurisdictions sometimes add their own exemptions on top of state law.

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Which States Have No Income Tax on VA Disability?

Federal law already makes VA disability compensation tax-free at the federal level. But what about state income tax?

Nine states have no state income tax at all. If you live in one of these, you keep every dollar:

• Alaska
• Florida
• Nevada
• New Hampshire (taxes interest and dividends only)
• South Dakota
• Tennessee
• Texas
• Washington
• Wyoming

Beyond these nine, most states exempt VA disability pay from state income tax too. But some states tax military retirement pay. That matters if you are collecting both a VA disability check and a military pension.

The states that fully exempt military retirement pay from income tax include Arizona, Arkansas, Colorado (up to a limit by age), Illinois, Iowa, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Nebraska, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Utah, West Virginia, and Wisconsin. Rules and limits vary. Check your state revenue department for the exact numbers.

Want a broader look at retiree-friendly states? Our best states for military retirees in 2026 guide.

What Other Financial Benefits Do States Offer?

Property taxes and income taxes get the headlines. But several states offer benefits that many veterans never hear about.

Free Vehicle Registration

Some states waive vehicle registration fees for 100% disabled veterans. This saves $50 to $300 per year depending on the state and vehicle type.

• Texas: One vehicle registration fee waived.
• Florida: Free license plate for disabled veterans.
• Virginia: One free vehicle registration for 100% disabled veterans.
• Indiana: Free license plates for disabled veterans.
• Kansas: Free registration for one vehicle.

Free Hunting and Fishing Licenses

If you hunt or fish, these savings add up. Annual licenses cost $30 to $150 depending on the state and license type.

• Texas: Free hunting and fishing license for 50%+ disabled veterans.
• Florida: Free hunting, fishing, and trapping license for residents with a VA disability letter.
• Virginia: Free hunting and fishing license for 100% disabled veterans.
• Georgia: Free hunting and fishing for disabled veterans.
• Tennessee: Free licenses for veterans with 30%+ disability.

State Disability Supplements

A few states pay their own disability supplement on top of the federal VA check. These are rare but worth knowing about.

• California: CalVet offers property tax postponement and a Disabled Veteran Business Enterprise program.
• Massachusetts: Pays a monthly annuity to disabled veterans. The amount depends on disability rating.
• New York: Offers additional property tax exemptions through local municipalities and a veterans pension supplement.

Do States Offer Education Benefits for Your Dependents?

This is one of the most overlooked benefits. Many states offer free or reduced tuition for children and spouses of 100% disabled veterans.

These programs are separate from the GI Bill. They do not use your federal education benefits. Your dependents can use both.

• Texas: The Hazlewood Act Legacy provision lets children of disabled veterans attend state universities tuition-free. This covers up to 150 credit hours.
• Illinois: Children of disabled veterans get tuition waivers at state universities.
• California: The Cal-Vet Fee Waiver program covers tuition and fees at state schools for dependents of disabled veterans.
• Virginia: The Virginia Military Survivors and Dependents Education Program covers tuition at state schools.
• Florida: Dependents of 100% permanent and total disabled veterans receive tuition waivers at state colleges and universities.

If your GI Bill is running out or you want to save it for yourself, these state programs are a huge deal. For more on what happens when your federal education benefits expire, read our guide on GI Bill expiration and what to do next.

Also check whether you qualify for VR&E Chapter 31 career training. It is separate from the GI Bill and available to veterans with service-connected disabilities.

How Do You Actually Claim These State Benefits?

Knowing the benefits exist is step one. Getting them applied to your accounts is step two. Many veterans do step one and skip step two.

Do not wait. Some property tax exemptions have annual filing deadlines. Miss the deadline and you pay full taxes for the entire year. File as soon as you close on your home or establish residency.

What About Employment Benefits in These States?

Benefits do not stop at tax breaks. Many veterans with a 100% rating can still work. And federal hiring authorities give disabled veterans a serious edge.

Schedule A hiring lets agencies hire you without competing against the full applicant pool. The Schedule A hiring authority applies to veterans with a 30%+ disability rating. At 100%, you qualify automatically.

The 30 percent disabled veteran hiring authority is another path into federal roles. It lets hiring managers bring you on with a non-competitive appointment.

If you want to explore federal jobs, our USAJOBS disabled veterans hiring guide walks through every hiring path available to you.

Not sure whether to disclose your disability to employers? Read our disability disclosure guide for veterans. It covers when to tell, what to say, and what the law protects.

For resume tips specific to your situation, check the disabled veteran resume guide. It covers employment gaps, medical transitions, and how to frame your experience.

How Do You Pick the Right State for You?

The "best" state depends on your situation. A single veteran with no kids has different priorities than a family of five. Here is how to think through it.

Run the Numbers First

Start with your biggest expenses. Look up the median home price in your target area. Then check the property tax rate. Calculate what you save with a full exemption versus a partial one.

Add in vehicle registration, state income tax (if you have income beyond VA compensation), and any other fees. Compare three or four states side by side.

Factor in Cost of Living

A state with great tax breaks but high housing costs can cancel out the savings. Texas has no income tax and full property tax exemptions. But home prices in Austin or Dallas are much higher than in rural Oklahoma, which also offers full exemptions.

Look at the total picture. Not just the benefits you gain. But also what you spend on rent, groceries, insurance, and utilities.

Check VA Healthcare Access

With a 100% rating, you get priority access to VA healthcare. But "priority access" means nothing if the nearest VA medical center is two hours away. Check the VA facility locator before you move. Make sure your specialty care is available nearby.

Think About Your Career

Many 100% disabled veterans work. If you plan to work, the local job market matters. Some states have strong veteran employment programs. Others have more federal installations and government jobs.

Use our military-to-civilian job crosswalk tool to see what civilian careers match your military experience. Then check which states have the most openings in those fields.

Free certifications can boost your competitiveness too. Our guide to free certification programs for veterans in 2026 lists programs that cost you nothing.

Which States Stack the Most Benefits Together?

Some states are good in one category. A few states are strong across the board. These states combine multiple benefits for 100% disabled veterans.

Texas leads in almost every category. Full property tax exemption with no cap. No state income tax. Free vehicle registration. Free hunting and fishing. The Hazlewood Legacy Act for dependent education. Texas is hard to beat on paper.

Florida is a close second. Full property tax exemption. No state income tax. Free vehicle registration. Free hunting and fishing. Tuition waivers for dependents. Florida also has a large veteran population and multiple VA facilities.

Virginia offers full property tax exemption, free vehicle registration, free hunting and fishing, and dependent education programs. Virginia also has a massive federal job market. The DC metro area has more federal positions than anywhere else in the country.

Illinois rounds out the top tier. Full property tax exemption starting at 70% disability. Dependent tuition waivers. Strong VA healthcare presence. The downside is higher cost of living in the Chicago metro. But southern Illinois is much more affordable.

Thinking about where to settle after your military career? Check our full breakdown of the best states for military retirees in 2026. It covers quality of life factors beyond just financial benefits.

What Should You Do Next?

Picking a state is a financial decision. Treat it like one. Here is your action plan.

First, download your VA Benefits Summary Letter from VA.gov. You will need this for every state benefit application. Second, shortlist two to four states based on the benefits that matter most to you. Third, call each state VA office and ask what you qualify for. Get specific dollar amounts. Fourth, calculate your total annual savings in each state.

If you are planning to work after your move, get your resume ready. The BMR Resume Builder translates your military experience into language that hiring managers and federal HR specialists actually look for. Two free tailored resumes are included. No credit card needed.

For federal jobs, explore the VA disability and federal employment guide to understand how your rating creates hiring advantages you might not know about.

Your 100% rating means you gave everything. Make sure the state you choose gives back.